Explore EPZA SACCO savings facilities, loan products and member services. Product access is subject to membership, eligibility checks and the applicable terms.
EPZA Regulated NWDT SACCO Society Limited provides savings facilities and credit products intended to support members' financial needs, from planned expenses to development goals.
Whether you are building savings or planning for a financial commitment, start by understanding the available facilities and their terms.
Savings help members build a financial base over time. Credit facilities are available to eligible members for different needs and repayment periods.
Before applying for a loan, review the applicable interest, repayment period, savings requirements, repayment capacity and guarantee conditions. Contact the SACCO if you need clarification about a product or your eligibility.
Ask about a productEPZA SACCO provides savings facilities that help members set money aside for ongoing financial goals and seasonal expenses.
A regular monthly savings product that helps members build deposits and qualify for SACCO financial services.
A flexible savings option that helps members prepare financially for the Christmas holiday season.
Review the purpose, indicative repayment period and interest information supplied for each product. Confirm the full terms with EPZA SACCO before applying.
A loan facility designed to help members meet development and major financial needs.
A short-term loan facility for eligible members facing urgent and unexpected financial needs.
A loan facility to help members meet school fees and related education expenses.
Financing for approved items such as televisions and mobile phones, subject to SACCO terms.
A loan facility for eligible members seeking additional financing while they have an existing loan.
A short-term loan product with a repayment period of one month.
A short-term loan product with flexible repayment periods of one to six months.
A loan product available to members who have maintained membership for at least three months.
Please note: Product information is a summary, not a loan offer. Actual eligibility, approved amount, applicable charges, repayment terms and other conditions are determined by the SACCO. Where a rate or term is not specified here, please confirm it directly with the Society.
Loan applications are assessed against product requirements and the member's financial circumstances.
Most loan products require consistent savings for at least six months. Karibu Loan has different eligibility conditions.
Total monthly loan deductions should not exceed two-thirds of gross salary, according to the supplied product conditions.
Loan applications generally require qualified member guarantees unless the applicant qualifies for self-guaranteeing.
Loan applications generally require a completed loan form, identification, KRA PIN certificate and the three latest payslips. Self-employed members should confirm the required supporting documents with the SACCO.
Visit the Download CentreAccess the information and resources that help you understand membership, prepare applications and get assistance.
Review membership information and begin the application process.
Explore membershipReview loan requirements and prepare the documents needed for an application.
Loan applicationUse the loan calculator page to estimate repayments when available.
Open calculatorFind membership, loan and other official forms and documents.
Find formsContact the Society to confirm eligibility, current product terms and the documents you need.